IndiaFirst Life Smart Pay Plan is a perfect mix of disciplined savings with the benefit of liquidity and life cover, thus providing the best to you and your family.
Reasons to buy IndiaFirst Life Smart Pay Plan
- Pay for shorter period with options suiting your time horizon and fulfil your long-term goals
- Continue to enjoy life cover benefit even if you miss to pay one premium (applicable after you have paid two full years’ premiums)
- Enjoy the upside of earnings with an annual bonus (if any)
- Get 103% of your one annual premium back as survival benefit
- At the end of term, you get Sum Assured at Maturity plus accrued bonuses (if any)
- Opt for Waiver of Premium Rider to enhance your base plan benefits
- Tax benefit may be available on the premiums paid and benefits received as per prevailing tax laws.
What are the eligibility criteria?
- The minimum age for applying is 3 years (15 years plan term) and 8 years (10 years plan term) and maximum age for applying 50 years
- Buy the plan for 10 or 15 year plan term
- Pay premium for 5 years for a 10 year policy or 5/6/7/8 for a 15 year policy
- Minimum basic sum assured is 1,50,000 and no limit on maximum sum assured
- Minimum premium is 18,000 yearly, 9,215 half yearly, 4,662 quarterly, 1,566 monthly with no limit on maximum premium
What our Customers have to Say
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